Citaat door tarikreal:Salam ou 3alakom broeders.
Ik heb een vraag, hopelijk heb jullie voor mij een antwoord.
Ik heb een bedrag aan rente ontvangen op mijn spaarrekening Ook heb ik voor dit jaar een belasting schuld Is het toegestaan om mijn belastingschuld deels te betalen met het geld dat ik aan rente heb ontvangen.
Groetjes Tarek
Wa alikum assalam,
Hierbij ter info het bijgevoegde. Hoop dat het zo verduidelijkt is aghi. Ghair insha Allah.
Fatwas of the Permanent Committee>Group 1>Volume 13: Transactions 1>Buyu`>Depositing>Money saving
The first question of Fatwa no. 7076
Question 1:
After his death, my father left a sum of money which he deposited in the post office. The post office operates similar to banks. Recently, I have found that this money was deposited with annual interest and earned a lot of money. I want to know is this interest a type of Riba (Usury) or not? If it is Riba, is it permissible for me to take it and do something such as cleaning the streets and pave them? Or should I do other things which benefit all people, not just me? Some scholars responded to my question as follows: The money should be taken from the post office including the profits and you should only take the capital. As for the profits, it is not permissible for you to keep them because they are a kind of unlawful usury according to the Qur'an, the Sunnah and the consensus of scholars. Rather, you must give it to charity such as giving it to the poor, the needy, or for public utilities. I would like to know something.
The Messenger of Allah (peace be upon him)stated in a Hadith: "Allah does not accept Hajj (pilgrimage), Sadaqah (charity) and Jihad (fighting in the cause of Allah) from one who deals in usury." This Hadith contradicts with your statement: "But you must give it in charity, such as to the poor, the needy, or for public utilities." So, why this contradiction and how should I spend this profit?
Answer:
There is no contradiction between the mentioned Fatwa and any legal text because the bank has no right to take the mentioned usury due to misusing it by investing the funds in usurious contracts. The owner of the money as well has no right to take it because he has allowed the post office to use his money in usury while knowing the legal ruling in this regard. Therefore, both of them should be penalized by depriving them from taking the money and must be spent in various types of humanitarian projects.
This ruling applies also to the dowry of the prostitute and gratuity offered to a soothsayer as this is the legal ruling regarding the seized funds as a penalty for its acquirer. It is not a kind of charity and it is not called a charity in the Fatwa, but it is a form of getting rid of ill-gotten money. Therefore, the one who used it wrongly will be punished by depriving him from the money and spending it for public benefit which is a righteous act. However, this must not be spent on Masjids (mosques) to purify them from this ill-gotten gain. Furthermore, the statement which you have mentioned is not a Hadith and has not been reported from the Prophet (peace be upon him).
May Allah grant us success. May peace and blessings be upon our Prophet Muhammad, his family, and Companions.
The Permanent Committee for Scholarly Research and Ifta':
Member Deputy Chairman Chairman
`Abdullah ibn Qa`ud `Abdul-Razzaq `Afify `Abdul-`Aziz ibn `Abdullah ibn Baz
Fatwas of the Permanent Committee>Group 1>Volume 13: Transactions 1>Buyu`>Depositing>Taking bank interests on the plea of spending them on the poor The first question of Fatwa no. 18057
Question 1:
Your Honor, it is well known that banks all over the world take the difference of interest i.e. the sum acquired from the loan interest which amounts to 16% from the value of the loan whereas the loan interest is 8%. As for the Kingdom of Saudi Arabia, most people do not deal with Riba (interest/usury), and by that their deposits are interest free deposits though the rate of loan interest is 16% of the value of the loan itself. This, in turn, has led to the increase of banks in our country. Am I permitted to ask for this rate (interest) to make use of it in spending on the orphans or give it to any charitable organization?
Answer:
It is not permissible to take Riba-based interest from banks or other institutions under the pretext of spending it for thebenefit of the poor, because Allah forbids Riba in all forms and gives stern warnings against those who deal in it.
Furthermore, it is not permissible to give Sadaqah (voluntary charity) from such money, because Allah is pure and good, and He, the Almighty, accepts only that which is pure and good. However, if the said person takes the Riba-based interest, then he should spend it for the benefit of the poor to get rid of it, and not derive any personal benefit from it.
May Allah grant us success. May peace and blessings be upon our Prophet Muhammad, his family, and Companions.
The Permanent Committee for Scholarly Research and Ifta':
Member Member Member Member Chairman
Bakr Abu Zayd `Abdul-`Aziz Al Al-Shaykh Salih Al-Fawzan `Abdullah ibn Ghudayyan `Abdul-`Aziz ibn `Abdullah ibn Baz
Wassalaam.[/SIZE]
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Should he use bank interest to pay off taxes?
It is compulsory on every resident (whether he is a citizen or not) in the country I live in to pay tax. Sometimes the tax that should be paid is too much, and sometimes it is normal. Some people think that the country does not have the right to collect taxes from people; so they use the interest they get from the banks to pay the tax. What is your opinion about this?
Praise be to Allaah.
It is not permissible to deposit money in riba-based banks, unless that is necessary to protect the money, if there is no Islamic bank that is free from riba. In that case one must limit it to putting money in current accounts only [i.e., those that do not bear interest], so as to commit the lesser of two evils, and because necessity should not be exaggerated.
If any interest is paid on the deposited money, then it must be got rid of, by spending it on various charitable causes.
The Standing Committee for Issuing Fatwas was asked: I am a student in Britain, and we have to pay some taxes to the government, such as road tax and another tax (VAT) of 15% on anything we buy except food and children’s clothing. Now there is a new tax on municipal services which are provided the local municipality, such as education, waste disposal, swimming pools, parks, leisure centres and social services. Since we do not benefit from most of these services, as they are contrary to the teachings of our religion, and we only benefit from education, waste disposal and children’s playgrounds, and we are obliged to pay these taxes, which are between 3000 and 4000 Saudi riyals per year, my question is: Is it permissible for me to put some money in a deposit account, which is a riba-based account that yields 12% interest per year, and pay some of these taxes using this interest that I will get from this account? Because paying these taxes will put pressure on me financially.
They replied: It is not permissible for you to open an interest based account in order to pay off taxes with this interest, because of the general meaning of the evidence that riba is haraam. End quote.
Shaykh ‘Abd al-‘Azeez ibn Baaz, Shaykh ‘Abd al-Razzaaq ‘Afeefi, Shaykh ‘Abd-Allaah ibn Ghadyaan.
Fataawa al-Lajnah al-Daa’imah (13/366).
This applies to one who wants to deal with riba in order to pay off taxes with the interest. But if a person has been dealing with riba or put money in the bank and did not know that they had been giving him interest on it, then he wants to repent and get rid of this interest, there is no sin on him if he uses it to pay these taxes, so as to ward off wrongdoing from himself. We asked Shaykh Yoosuf al-Shubayli about that and he replied that there is nothing wrong with paying taxes with interest, but that is subject to the condition that one does not deal with riba in order to pay taxes.
And Allaah knows best.
Wassalaam.